The Indian Overseas Bank LBO Recruitment 2025 has officially opened, inviting applications from eligible candidates for 400 Local Bank Officer (LBO) positions. This recruitment drive is a major opportunity for graduates across several Indian states to enter the banking sector with a reputed public sector bank. The application window is open until May 31, 2025, making it crucial for aspirants to understand the eligibility criteria, application process, selection steps, and other important details.
Whether you’re a fresh graduate or someone looking to shift careers into banking, this article breaks down everything you need to know about the Indian Overseas Bank LBO Recruitment 2025 in simple, clear terms. Let’s dive in.
Key Summary: Indian Overseas Bank LBO Recruitment 2025
| Feature | Details |
|---|---|
| Number of Posts | 400 Local Bank Officers (LBO) |
| Application Mode | Online |
| Application Deadline | May 31, 2025 |
| Educational Qualification | Graduate degree in any discipline |
| Age Limit | 20 to 30 years (varies with category) |
| Salary Range | ₹48,480 – ₹85,920 per month (with allowances) |
| Probation Period | 2 years |
| Selection Process | Online exam, Language Proficiency Test, Interview |
| Official Website | www.iob.in |
For complete details and application, candidates should visit the official Indian Overseas Bank recruitment page.
The Indian Overseas Bank LBO Recruitment 2025 is an excellent opportunity for graduates eager to kickstart their career in the banking sector. With 400 posts spread across key states and an emphasis on local language skills, this recruitment fosters regional talent development and strengthens customer relationships.
Candidates are advised to carefully review the eligibility criteria, prepare strategically for the exam and language test, and apply well before the May 31, 2025 deadline. Success in this recruitment can open doors to a stable, rewarding career with one of India’s trusted public sector banks.
For the latest updates and application details, always refer to the official Indian Overseas Bank website.
What Is the Indian Overseas Bank LBO Recruitment 2025?
The Local Bank Officer (LBO) role at Indian Overseas Bank is an entry-level officer position designed to groom candidates for future leadership roles within the bank. LBOs handle various banking operations at the branch level, including customer service, account management, loan processing, and more.
This recruitment is aimed at hiring 400 candidates across seven states in India, ensuring a localized approach where officers are well-versed in the regional language and culture, improving customer engagement and service delivery.
Eligibility Criteria for Indian Overseas Bank LBO Recruitment 2025
Before applying, candidates must ensure they meet the eligibility requirements laid out by IOB. These criteria are set to maintain fairness and standardization across applicants.
Educational Qualifications
Applicants must have:
- A graduate degree in any discipline from a recognized university in India or an equivalent qualification approved by the Government of India.
This wide eligibility makes the opportunity accessible to a broad range of candidates from diverse academic backgrounds.
Age Limit
- Minimum age: 20 years
- Maximum age: 30 years
Age is calculated as of May 1, 2025. There are relaxations for reserved categories as follows:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- Persons with Benchmark Disabilities (PwBD): 10 years
- Ex-Servicemen, ECOs/SSCOs with 5+ years service: 5 years
- Persons affected by 1984 riots: 5 years
Language Proficiency
Since LBOs will be deployed locally, candidates must be proficient in the local language of the state where they apply. This ensures better communication with customers and community engagement.
Vacancy Distribution by State and Language
The 400 vacancies are distributed based on the local languages across these states:
| State | Local Language | Number of Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 260 |
| Odisha | Odia | 10 |
| Maharashtra | Marathi | 45 |
| Gujarat | Gujarati | 30 |
| West Bengal | Bengali | 34 |
| Punjab | Punjabi | 21 |
This distribution underlines the bank’s focus on local language service and regional presence.
Salary, Benefits, and Probation Details
The Indian Overseas Bank LBO salary structure is competitive and designed to attract quality candidates.
- Starting Basic Salary: ₹48,480 per month
- Maximum Salary: ₹85,920 per month (with increments)
- Allowances: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other bank-specific benefits.
- Probation Period: 2 years during which candidates will be trained and evaluated.
- Post-Probation: Officers will be confirmed based on performance.
The package offers a solid foundation for growth in the public banking sector, with opportunities to climb the hierarchy into senior banking roles.
The Selection Process: Step-by-Step Guide
Indian Overseas Bank uses a transparent, merit-based process to select the best candidates.
1. Online Examination
- The online test consists of 140 questions covering topics like Reasoning, English Language, General Awareness, Quantitative Aptitude, and Professional Knowledge.
- Total marks: 200
- Duration: 3 hours
- The exam tests both knowledge and aptitude required for banking roles.
2. Language Proficiency Test (LPT)
- Candidates clearing the online exam will undergo a Language Proficiency Test to assess fluency in the relevant local language.
- This ensures candidates can effectively communicate with the local customers and community.
3. Personal Interview
- Candidates who clear the LPT will be called for a personal interview.
- The interview evaluates the candidate’s personality, communication skills, and suitability for the bank officer role.
Application Fee and Payment Method
Applicants need to pay a non-refundable fee based on their category:
- General / EWS / OBC: ₹850 (inclusive of GST)
- SC / ST / PwBD: ₹175 (intimation charges only)
Payment can be made online through:
- Debit Card
- Credit Card
- Net Banking
- BHIM UPI
Candidates are advised to keep payment receipts and application printouts for future reference.
How to Apply for Indian Overseas Bank LBO Recruitment 2025
Here’s a step-by-step guide to applying online:
- Visit the Official Website: Go to www.iob.in and navigate to the ‘Careers’ section.
- Find the LBO Recruitment Link: Click on the notification for “Local Bank Officer Recruitment 2025-26”.
- Register Yourself: Create a profile using your email ID and mobile number.
- Fill the Application Form: Enter all required personal, educational, and contact details carefully.
- Upload Required Documents: Upload scanned copies of your recent photograph, signature, left thumb impression, and handwritten declaration according to specified formats.
- Pay the Application Fee: Pay the fee applicable to your category using the online payment options.
- Submit the Application: Review all details before final submission.
- Print Application: Take a printout of the submitted application form for your records.
Note: Keep an eye on the website for updates about the exam date and admit card download.
Tips for Indian Overseas Bank LBO Exam Preparation
Preparing for banking exams can be challenging, but a strategic approach can make a big difference.
- Understand the Exam Pattern: Familiarize yourself with the sections and question types.
- Time Management: Practice mock tests to improve speed and accuracy.
- Focus on Language: Since local language proficiency matters, brush up on your reading, writing, and speaking skills.
- Stay Updated: Read newspapers and online resources for current affairs.
- Use Official Resources: Refer to Indian Overseas Bank’s official guidelines and previous year papers for practice.
Frequently Asked Questions (FAQs)
Q1: What is the last date to apply for Indian Overseas Bank LBO Recruitment 2025?
A1: The last date to submit applications online is May 31, 2025.
Q2: Can candidates from any state apply for this recruitment?
A2: Candidates must apply for vacancies in the state where they are proficient in the local language.
Q3: Is there an age relaxation for reserved categories?
A3: Yes, age relaxation is available for SC, ST, OBC, PwBD, ex-servicemen, and other specified categories as per government rules.
Q4: What is the selection process for LBO posts?
A4: The selection consists of an online exam, language proficiency test, and a personal interview.
Q5: How can I prepare for the language proficiency test?
A5: Practice reading, writing, and speaking in the local language, and use available study materials or coaching if needed.
